Privacy Policy

At Marsh X Development, we want you to know how we collect, use, share, and protect information about you. By interacting with our website, social media, and services, you consent to the use of information that is collected or submitted as described in this Privacy Policy. We may change or add to this policy to we highly encourage you to review it periodically.

Last Updated: November 9, 2023

Marsh X Development, LLC (Marsh X) values its user’ privacy. This Privacy Policy (“Policy”) will help you understand how we collect and use personal information from those who visit our website or make use of our online facilities and services, and what we will and will not do with the information we collect. Our Policy has been designed and created to ensure those affiliated with Marsh X Development, LLC of our commitment and realization of our obligation not only to meet, but to exceed, most existing privacy standards.

We reserve the right to make changes to this policy at any given time. If you want to make sure that you are up to date with the latest changes, we advise you to frequently visit this page. If at any point in time Marsh X Development, LLC decides to make use of any personally identifiable information on file, in a manner vastly different from that which was stated when this information was initially collected, the user or users shall be promptly notified by e-mail. Users at that time shall have the option as to whether to permit the use of their information in this separate manner.

This Policy applies to Marsh X Development, LLC, and it governs any and all data collection and usage by us. Through the use of www.marshxdevelopment.com, you are therefore consenting to the data collection procedures expressed in this Policy.

Please note that this Policy does not govern the collection and use of information by companies that Marsh X Development, LLC does not control, nor by individuals not employed or managed by us. If you visit a website that we mentioned or link to, be sure to review its privacy policy before providing the site with information. It is highly recommended and suggested that you review the privacy policies and statements of any website you choose to use or frequent to better understand the way in which websites garner, make use of and share the information collected.

Specifically, this Policy will inform you of the following
1. What personally identifiable information is collected from you through our website;
2. Why we collect personally identifiable information and the legal basis for such collection;
3. How we use the collected information and with whom it may be shared;
4. What choices are available to you regarding the use of your data; and
5. The security procedures in place to protect the misuse of your information.

Information We Collect

It is always up to you whether to disclose personally identifiable information to us, although if you elect not to do so, we reserve the right not to register you as a user or provide you with any products or services. This website collects various types of information such as:

• Voluntarily provided information which may include your name, address, e-mail address, billing and/or credit card information etc. Which may be used when you purchase products and/or services and to deliver the services you have requested.
• Information automatically collected when visiting our website, which may include cookies, third party tracking technologies and server logs.

In addition, Marsh X Development, LLC may have the occasion to collect non-personal anonymous demographic information, such as age, gender, household income, political affiliation, race, and religion, as well as the type of browser you are using, IP address, or type of operating system, which will assist us in providing and maintaining superior quality service.

Marsh X development, LLC may also deem it necessary, from time to time, to follow websites that our users may frequent to gleam what types of services and products may be the most popular to consumers or the general public.

Please rest assured that this site will only collect personal information that you knowingly and willingly provide to us by way of surveys, completed membership/estimate forms, and emails. It is the intent of this site to use personal information only for the purpose for which it was requested, and any additional uses specifically provided for on this policy.

Why We Collect Information and For How Long

We are collecting your data for several reasons:

• To better understand your needs and provide you with the services you have requested;
• To fulfill our legitimate interest in improving our services and products;
• To send you promotional emails containing information we think you may like when we have your consent to do so;
• To contact you to fill out surveys or participate in other types of market research, when we have your consent to do so;
• To customize our website according to your online behavior and personal preferences.

The data we collect from you will be stored for no longer than necessary. The length of time we retain said information will be determined based upon the following criteria: the length of time your personal information remains relevant; the length of time it is reasonable to keep records to demonstrate that we have fulfilled our duties and obligations; any limitation periods within which claims might be made; any retention periods prescribed by law or recommended by regulators, professional bodies or associations; the type of contract we have with you, the existence of your consent, and our legitimate interest in keeping such information as stated in this Policy.

Use of Information Collected

Marsh X Development, LLC does not now, nor will it in the future, sell, rent or lease any of its customer lists and/or names to any third parties.

Marsh X Development, LLC may collect and may make use of personal information to assist in the operation of our website and to ensure delivery of the services you need and request. At times, we may find it necessary to use personally identifiable information as a means to keep you informed of other possible products and or services that may be available to you from www.marshxdevelopment.com

Marsh X Development, LLC may also be in contact with you with regards to completing surveys and or research questionnaires related to your opinion of current or potential future services that may be offered.

Marsh X Development, LLC uses various third-party social media features including but not limited to Facebook, Instagram, Twitter, Yelp, TikTok, Vimeo, YouTube, Pinterest, LinkedIn, and other interactive programs. These may collect your IP address and require cookies to work properly. These services are governed by the privacy policies of the providers and are not within Marsh X Development, LLC's control.

Disclosure of Information

Marsh X Development, LLC may not use or disclose the information provided by you except under the following circumstances:

• as necessary to provide services or products you have ordered;
• in other ways described in this policy or to which you have otherwise consented;
• in the aggregate with other information in such a way so that your identity cannot reasonably be determined;
• as required by law or in response to a subpoena or search warrant;
• to outside auditors who have agreed to keep the information confidential;
• as necessary to enforce the terms of service;
• as necessary to maintain, safeguard and preserve all the rights and property of Marsh X Development, LLC.

Non-Marketing Purposes

Marsh X Development, LLC greatly respects your privacy. We do maintain and reserve the right to contact you if needed for non-marketing purposes (such as bug alerts, security breaches, account issues, and/or changes in Marsh X Development, LLC products and services). In certain circumstances, we may use our website, newspapers, or other public means to post a notice.

Children under the age of 13

Marsh X Development, LLC's website is not directed to, and does not knowingly collect personal identifiable information from, children under the age of thirteen (13). If it is determined that such information has been inadvertently collected on anyone under the age of thirteen (13), we shall immediately take the necessary steps to ensure that such information is deleted from our system's database, or in the alternative, that verifiable parental consent is obtained for the use and storage of such information. Anyone under the age of thirteen (13) must seek and obtain parent guardian option to use this website.

Unsubscribe or Opt-out

All users and visitors to our website have the option to discontinue receiving communications from us by way of e-mail or newsletters period to discontinue or unsubscribe from our website please send an e-mail that you wish to unsubscribe to admin@marshxdevelopment.com. If you wish to unsubscribe or opt out from any third-party websites, you must go to that specific website to unsubscribe or opt out. Marsh X Development, LLC will continue to adhere to this policy with respect to any personal information previously collected.

Links to Other Websites

Our website does contain links to affiliate and other websites. Marsh X Development, LLC does not claim nor accept responsibility for any privacy policies, practices and/or procedures of other such websites. Therefore, we encourage all users and visitors to be aware when they leave our website and to read the privacy statements of every website that collects personally identifiable information. This Privacy Policy agreement applies only in solely to the information collected by our website.

Notice to European Union Users

Marsh X Development, LLC's operations are located primarily in the United States. If you provide information to us, the information will be transferred out of the European Union (EU) and sent to the United States. (The adequacy decision on the EU-US privacy became operational on August 1st, 2016. This framework protects the fundamental rights of anyone in the EU whose personal data is transferred to the United States for commercial purposes. It allows the free transfer of data to companies that are certified in the US under the privacy shield.) By providing personal information to us, you are consenting to its storage and use as described in this Policy.

Security

Marsh X Development, LLC takes precautions to protect your information. When you submit sensitive information via the website, your information is protected both online and offline. Whether we collect sensitive information (e.g. credit card information), that information is encrypted and transmitted to us in a secure way. You can verify this by looking for a lock icon in the address bar and looking for “HTTPS” at the beginning of the address of the webpage.

While we use encryption to protect sensitive information transmitted online, we also protect your information offline. Only employees who need the information to perform a specific job (for example, billing or customer service) are granted access to personally identifiable information. The computers and servers in which we store personally identifiable information are kept in a secure environment. This is all done to prevent any loss, misuse, unauthorized access, disclosure, or modification of the user's personal information under our control.

The company also uses Secure Socket Layer (SSL) for authentication and private communications to build users trust and confidence in the Internet and website used by providing simple and secure access and communication of credit card and personal information.

Acceptance of Terms

By using this website, you are hereby accepting the terms and conditions stipulated within the privacy policy agreement. If you are not in agreement with our terms and conditions, then you should refrain from further use of our sites. In addition, your continued use of our website following the posting of any updates or changes to our terms and conditions shall mean that you agree to and acceptance of such changes.

How to Contact Us

If you have any questions or concerns regarding the Privacy Policy Agreement related to our website, please feel free to contact us at the following e-mail, telephone number or mailing address.

Email: admin@marshxdevelopment.com

Telephone Number: (978) 649 4041

Mailing Address:

Marsh X Development, LLC

136 Pleasant St

Dunstable, Massachusetts 01827

Cookie Policy

Last Updated: November 9, 2023

The Marsh X Development, LLC website may use “cookies” to help you personalize your online experience. Cookies are small data files stored on your hard drive by a website. Cookies cannot be used to run programs or deliver viruses to your computer. Cookies are uniquely assigned to you and can only be read by a web server in the domain that issued the cookie to you period we may use both session cookies (which expire when you close your web browser) and persistent cookies (which stay on your computer until you delete them) to provide you with a personal an interactive experience on our Site.

One of the primary purposes of cookies is to provide a convenience feature to save you time period the purpose of a cookie is to tell the web server that you have returned to a specific page. For example, if you personalize Marsh X Development, LLC pages or register with Marsh X Development, LLC site or services, a cookie helps Marsh X Development, LLC to recall your specific information on subsequent visits. This simplifies the process of recording your personal information, such as billing addresses, shipping addresses, and so on. When you return to the same Marsh X Development, LLC website, the information you previously provided can be retrieved, so you can easily use the Marsh X Development, LLC features that you customized.

You have the ability to accept or decline cookies. Most web browsers automatically accept cookies, but you can usually modify your browser setting to decline cookies if you prefer. If you choose to decline cookies, you may not be able to fully experience the interactive features of Marsh X Development, LLC services or websites you visit.

Types of Cookies We Use

We may use the following types of cookies:

• Analytical/performance cookies. These cookies allow us to recognize and count the number of visitors and to see how visitors move around our website when they are using it. This helps us improve how our website works by, for example, ensuring that users can easily find what they need on our website. These cookies generate aggregate statistics that are not associated with an individualized profile, and are session cookies. The purpose is for maintaining superior quality service and marketing initiatives.
• Functionality cookies. These cookies enable helpful but nonessential website functions that improve your website experience. By recognizing you when you return to our website they may, for example, allow us to personalize our content for you, greet you by name, or remember your preferences (for example, your choice of language or region). These cookies do not enable visitor identification over time and across websites. These are session cookies. The purpose is for proper website function and accessibility.

• Advertising, tracking or targeting cookies. These cookies enable different advertising related functions. They may allow us to record information about your visit to our website, such as pages visited, links followed, and videos viewed so we can make our website and the advertising displayed on it more relevant to your interests. These cookies do not enable visitor identification over time and across websites. These are session cookies. The purpose is to ensure communications are advertised based on consumer preferences, interest, and relevancy.

Reviewing Our Privacy Policy

Our privacy policy can be located here: www.marshxdevelopment.com/privacy-policy

Our Privacy Policy describes our practices for any personal data that our first-party cookies collect, store, or use, including our legal basis for processing personal data. We rely on the following legal basis to process personal data collected through our first-party cookies: Marsh X Development, LLC may disclose your personal information, without notice, if required to do so by law or in the good faith belief that such action is necessary to: (a) conform to the edicts of the law or comply with legal process served on Marsh X Development, LLC or the site; (b) protect and defend the rights or property of Marsh X Development, LLC; and/or (c) act under exigent circumstances to protect the personal safety of users of Marsh X Development, LLC, or the public.

Your Cookie Choices

You may withdraw your consent for our use of any cookies that are not strictly necessary. You may do so at anytime by contacting us.

Most web browsers allow you to directly block all cookies, or just third-party cookies, through your browser settings. Using your browser settings to block all cookies, including strictly necessary ones, may interfere with proper site operation.

Changes to Our Cookie Uses

We reserve the right to change this cookie policy as we may deem necessary or as may be required by law. We will post any changes to the way we use cookies on this page and/or indicate on our website that we updated this cookie policy. Your continued use of this website after we make a change is deemed to be an acceptance of those changes.

Contact Information

Marsh X Development, LLC welcomes your questions or comments regarding this policy if you believe that marsh X development, LLC has not adhered to this statement, please contact Marsh X Development LLC at: